Westpac

Westpac is an Australian banking group that provides retail, business, and institutional banking, payments, and wealth/insurance services to consumers and enterprises. Founded in 1817 and headquartered in Sydney, it operates across Australia and New Zealand under brands including Westpac, St.George, BankSA, Bank of Melbourne, BT Financial Group, and RAMS. Its business model centers on deposit-taking, lending, and financial services fees delivered via branches, digital channels, and partner networks.