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Scalable Capital builds a digital investing and banking platform for retail customers in Europe, combining brokerage (stocks, ETFs, crypto, derivatives), savings plans, and interest-bearing accounts under a full German banking licence. Its business spans Scalable Broker subscriptions and fees, and Scalable Wealth, a managed ETF portfolio service also offered as a white‑label solution to banks. Founded in 2014 and headquartered in Munich, it operates across multiple European markets.