Oscilar builds a no-code, AI-driven risk decisioning platform for real-time fraud, credit, and compliance assessment. Banks, fintechs, and other digital businesses use it to analyze signals, detect anomalies, and automate approvals via APIs and workflows; revenue comes from SaaS subscriptions and enterprise contracts. Founded in 2021 and headquartered in Palo Alto, it is privately held, with a team including alumni of Google, Meta, Uber, Citi, and J.P. Morgan.