Staff Machine Learning Engineer - Risk

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Staff Machine Learning Engineer - Risk in USA new

Gusto
Full time
Email

USA
11/06/2026
Report

San Francisco, CA

Responsibilities

Build and deploy machine learning models to identify, assess, and mitigate risks.
Research risk problems, define model requirements, develop models, deploy them with engineering partners, and monitor ongoing performance.
Partner cross-functionally with Engineering, Design, Product, Identity, Risk, and Compliance stakeholders.
Develop scalable frameworks and libraries for analysis and modeling, including LLM integrations.
Identify data-driven opportunities to improve Gusto products and deliver tailored risk-management solutions.
Present findings and recommendations to technical and non-technical stakeholders.

Requirements

8+ years conducting statistical analyses on large datasets, or a quantitative MS/PhD with at least 5 years of business-environment experience.
Deep knowledge of machine learning and artificial intelligence, including LLMs and their applications.
Experience with credit risk or fraud risk modeling using logistic regression, random forest, XGBoost, or neural networks.
Experience with predictive modeling, anomaly detection, ensemble methods, and statistical modeling using Python, R, or another statistical modeling language.
Strong programming skills across data analysis, model development, and deployment.
Strong communication skills for presenting findings and recommendations to non-technical stakeholders.
A PhD or master’s degree with equivalent quantitative experience is preferred.
Fintech industry experience is preferred.

Benefits

Competitive base pay, benefits, and equity in the form of RSUs.
Employees based in Denver, San Francisco, or New York generally work from the office approximately 2–3 days per week or more depending on the role.
Approved remote work requires a secure, reliable, and consistent internet connection.
Regular and predictable attendance is expected for in-office, hybrid, and fully remote employees.

Salary: $227k - $284k/yr

Gusto

Gusto provides essential services like payroll, health insurance, 401(k) plans, and HR solutions specifically designed for small businesses. Our platform allows owners to concentrate on their core business while we manage the complexities of workforce administration. With a strong commitment to s...

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